Wednesday, January 24, 2007

¿Qué es un "Blog"?

¿Qué es un "Blog"? Es parecido a los foros o un tablón de anuncios/mensajes de un foro. La palabra BLOG viene de weblog. Quedó la "B" y se adirió a LOG, y quedó BLOG. Es "un sitio 'web' que contiene un diario personal en línea con reflexiones, comentarios y enlaces. El "blog" es semejante a un diario en línea. Cualquier tipo de información puede ser presentado en un blog, de historias acerca de una vacaciones de la familia al comentario exhaustivo en la política de mundo. Además, la mayoría de los blogs permiten a visitantes para anunciar las respuestas para bloguear artículos o entradas y salir la reacción para la persona que corre el sitio, conocido como un "blogger". En términos generales, un blog es una manera rápida, fácil y divertida de establecer una presencia en línea.

¿Quién puede vender bienes raíces?

¿Quién puede vender bienes raíces? Sólo una persona que tiene una licencia de bienes raíces lo puede ayudar a comprar una casa.Usted puede verificar si esta persona tiene una licencia en el internet http://www.dre.ca.gov. O hablenos para confirmar.

¿Que es el Good Faith Estimate?

¿Que es el Good Faith Estimate?
El "Good Faith Estimate" es un estimacion de los gastos del prestamo 'en buena fe.' Por ley esta lista de cargos se te tiene que entregar dentro 3 dias y en escrito de tu aplicacion.

Sunday, January 21, 2007

new Contra Costa Ordinances. Buyers/Sellers/Agent be careful.

I recently sold a house in Richmond, CA and thanks to my client I realized that Contra Costa had passed several Point of Sale ordinaces that almost caught by surprise.

What is also alarming is that a lot offices/agents who work and live in Richmond don't them these and are not providing the disclosures and inspections necessary.

here are the ordiances, as far as I can interpret them:
1. Seller has to perform a lateral sewer inspection before selling. Or buyer has to do this 60 days after close of escrow.
If the Sever Inspection shows problems the Seller has to fix the problems unless the buyer signs to assume responsibility.
The City says that they will send the new Buyer a notice if not done.

2. The Gas Valve installation is necessary. Again, unless the buyer assumes responsibility, the seller has to order and pay for this.

The cost for sewer inspection(video) runs from $175 to $250, and if problems arise the cost to fix them will be from 3,000 to 6,000.

The Gas Valve cost is $275.00

Friday, January 19, 2007

Is an affordable REALLY affordable.

This is the story from the San Francisco Chronicle about a home buyer who waited many, many years to be able to afford your own home (a 450 square foot Studio Condo) in San Francisco.  The unit was bought through help from the Mayor's office of housing which helps you buy a condo below market price. So to make a long story short. She leaves a rent control flat, buys this studio unit, and then the HOA start increase, the Special Assessments start coming and she can not afford the Dues of Assessments.
 
I note that one of the problems with the mixed income levels of the buyers. Those with more money want more ammenties therefore increaseing the HOA dues.
 


Acorn Housing can you help a loan with better home mortgage rates.

Acorn has partnered with Bank of American and CitiCorp to offer home buyers discount and better home mortgage rates.
 
For loans using not a social security number but a tax payer id (ITIN), borrowers can work with CitiCorp. Visit www.Acornhousing.org for more informatino.They have offices in Oakland and San Jose.
 


Everyone is raving about